Mortgage Advice
You Can Trust
At Patrion Limited, we offer mortgage advice that’s built around you — your finances, your plans, and your peace of mind.
Our role is to simplify the process, explain your options clearly, and help you make decisions you feel good about, whether you’re buying a home or investing in property.
Find out how we can help
Hello mortgage!
Property Finance
Whether you’re buying your first home, moving, remortgaging or investing in buy-to-let, we’ll help you secure the right mortgage for your circumstances.We provide independent, whole-of-market advice and work with employed, self-employed and limited company applicants.
Beyond securing a competitive rate, we ensure the mortgage is truly suitable for you and advise on any protection or insurance that may be appropriate for you or your property.
Insurance
While no one likes to think about being injured, getting seriously ill or passing away, it is important to think about the consequences if you have a partner, dependants or a mortgage.
Financial protection is an integral part of your financial plan. We can help to provide peace of mind for you and your family.
Our Areas of Expertise
We focus on your homeownership goals rather than just selling mortgage products. By understanding your objectives, we create a mortgage plan and review it regularly to keep you on track. Every clients brief is unique and our advice is bespoke to you.
Self-Employment Mortgages
You can still get a mortgage when you’re self-employed, a freelancer or a contractor. We just need to provide the mortgage lender with different information about your income so they can determine how much you can borrow.
By-To-Let Mortgages
Whether purchasing your first buy-to-let or an experienced Portfolio Landlord, we’re confident we can find you the best deal and save you money by not charging a fee for our service.
Specialist Mortgages
We can help and advise on second charge mortgages, bridging loans, limited company mortgages and development finance.
Large Remortgaging loans
We can speak to the lenders via our direct contacts to help facilitate these.
Moving Home
We will not only access the whole market to find you the best mortgage but also help manage the whole home-buying journey.
First Time Buyers
Buying your first home should be fun – not frightening. We will find the best deal for you, explain the different mortgage options available to you as a first-time buyer and assist you at every stage of your home buying journey.
Remortgaging
This is where you take out a new mortgage with a new lender on a property you already own and have a mortgage on. The new mortgage takes the place of the mortgage you originally had on the property.
We may recommend some of the following policies:
Life Insurance
Get the peace of mind that your family will protected and can stay in your home if the worst happens. Includes term insurance, whole of life, family income benefit and mortgage protection.
Income Protection
To provide a replacement income if you are incapacitated and unable to work due to illness or accident.
Critical Illness Protection
Ensures that financial support is available if you’re seriously ill. Usually via a lump sum.